Банковское дело

Transition of Russia to market economy was caused by development of the small business enterprises, needing for the development in credit support. By means of the credit mechanism of the enterprise receive the means necessary for them for normal work. Now subjects of small business are at a great disadvantage in the financial market: high interest rates, existence of insufficient providing on the credit and other difficulties complicate implementation of investment projects. However this sector has high potential of development, and cooperation of small business enterprises with banks is mutually advantageous. How optimum to resolve all contradictions existing between them at present - in it and relevance of this problem consists.

Аbstact 3
Chapter 1. The current tendencies and problems of financing of small business in Russia 4
1.1 Small business: current state and main problems of development 4
1.2 Тopical issues of transparency of the tax report of small business 11
1.3 Basis of the size of an interest rate of crediting 12
1.4 Mortgage providing when crediting subjects of small business 13
1.5 The guarantee as a way of providing obligations for the credit as pledge 16
Chapter 2. Рledge providing credit 20
2.1 Pluses and minuses of mortgage providing the bank credit for the organizations of small business 20
2.2 Types of mortgage providing in credit programs various banks / Comparison of different types of providing on the credit 22
2.3 Optimum solution of mortgage providing credit to small business 30
Conclusions and Recommendations 36
Bibliography 41