Взаимодействие реального и банковского секторов экономики: анализ и оценка

Studying different aspects of forming money – credit relations, opportunities and directions of their improvement is the main task of formation of the theory and practice of development of the modern economy of Kazakhstan. Here one of the main directions important for reforming of Kazakhstan economy is working out quite new concept of integration bank and industrial capital. Absence of such concept negatively influences on economic strategy of Kazakhstan, leads to huge problems and contradictions both in theory and practice of modernization of domestic economy.

The purpose of the dissertation is research of modern tendencies of interaction of the bank and real sectors of economy with defining the key problems for working out directions to improve and optimize the given process.

The subject of the research is organization - economic mechanism of interaction bank and real sectors of economy.

The object of the research  are the second level banks and the enterprises of the real sectors of economy.

Theoretical and methodological basis of the dissertation research  includes conceptual approaches to substantiation necessity of interaction of the bank and real sectors of economy. In preparing the research general scientific methods of knowledge have been used: methods of system analysis, comparative – analytical and marketing analysis, and also methods of economic-mathematical modeling and analysis.

 
Scientific novelty of the dissertation is in elaboration suggestions and recommendations on improving organization - economic mechanism of regulation the process of interaction of the bank and real sectors of economy.

The most essential results of the research are as follows :

• classification of forms interaction of the bank and real sectors of economy has been clarified;
• peculiarities and the problems of interaction bank and real sectors have been revealed;
• asymmetrical character of correlation of demand and supply of bank services to enterprises of real sectors of economy has been substantiated;
• adapted method of defining priority forms of interaction between the bank and real sectors of economy and evaluations of stability of interaction of sides has been suggested;
• system of measures of state support and market mechanisms of development interaction of the bank and real sectors of economy.

  The following regulations are submitted for defense:

• complex classification of forms interaction of second level banks and enterprises of real sectors of economy which absorbs isolated methods of classification;
• results of analysis of the modern tendencies of development the bank and real sectors of economy which enables to reveal the peculiarities and the key problems of development interaction of these sectors;
• author’s assessment of the level of correlation of demand and supply of bank services to enterprises of the real sector of economy which lets to substantiate asymmetrical character of modern practice of interaction banks and enterprises;
• complex measures on expanding the practice of functioning financial-industrial groups and inculcation innovational approaches to bank services of enterprises of real sectors of economy;
• organization-economic mechanism of stimulation interaction of both sectors of economy.

Practical importance of the work is in using the main results, promoting formation and realization the most effective policy of interaction of banks and enterprises of the real sectors of economy. Suggested recommendations can be used by state and local bodies of authority in elaboration industrial policy and in improvement the bank system which in whole enables to increase the efficiency of interaction of bank an industrial systems. Results of the research can be used  in practice both in second level banks and in enterprises of the real sector..

Approbation of research results

The main scientific-methodological regulations and results of the research work have been reported at 3 international scientific-practical conferences:  international scientific-practical conference “the strategy of stable development of the region” (December 21st 2005, Karaganda city: Karaganda Economic University of Kazpotrebsouz); international scientific-practical conference “ Educational strategy in conditions of innovational-industrial development of Kazakhstan economy” (February 24th , 2006, Karaganda: Karaganda Financial Institute) republican scientific-practical conference “Economic and social problems of innovation development of Kazakhstan” (May 15-16th, 2008, Karaganda: Karaganda State Technical University).

Publications of research results.  On the topic of dissertation research 8 printed works have been published with total volume 3,3 printed pages including 4 publications recommended by the Committee on control and supervision in sphere of education and science ESM of RK.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Подписано в печать 07.08.2009 г.

Формат 60x84/16. Печать KYOCERA.

Усл.п.л. 1,9

Тираж 100 экз. Заказ 132

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